Appraisals

Insurance Appraisals

When there’s a disagreement between you and your insurance company about the value of your claim, most policies include an appraisal clause. This allows both parties to hire independent appraisers to determine the fair value of the loss.

How the Appraisal Process Works

1. You request an appraisal under your policy’s appraisal clause
2. Each side selects an appraiser: you select us, the insurance company selects theirs
3. Both appraisers evaluate the damage independently
4. If they agree, that becomes the binding settlement amount
5. If they disagree, a neutral umpire makes the final decision

Why Choose Us for Your Appraisal

David Hogan’s background as a general contractor gives us an edge in accurately assessing property damage. We understand construction costs, materials, and labor, not just insurance policy language.

Our appraisals are thorough, documented with professional-grade equipment, and prepared using Xactimate, the industry-standard estimating software used by over 80% of property insurance claims.