California Public Adjuster

Your California Public Adjuster

David A. Hogan Public Adjusting serves California property owners from our Santa Monica office. We’re licensed in California (Lic. #4445935) and, as public adjusters, we work only for you — never the insurance company — documenting the full scope of your loss and negotiating for the settlement your policy actually owes.

Common California Claims

California property owners face some of the most complex claims in the country:

• Wildfire and smoke damage — total losses, structural damage, and the smoke and soot that spread far beyond the burn
• Water damage — plumbing failures, roof leaks, and post-event intrusion
• Storm and wind damage — atmospheric-river storms, flooding, and mudslide-related damage
• Earthquake-related damage — where covered, one of the most disputed claim types

Why California Property Owners Choose Utopia

Large California claims — especially wildfire — are complex, and insurers count on policyholders not knowing the full value of their loss. We bring contractor-grade documentation and detailed Xactimate estimates so every dollar of damage is on the record, and we work on contingency: if we don’t increase your settlement, you don’t pay.

Serving Santa Monica, Los Angeles, and property owners across California. Call our office at 800-656-2930 for a free consultation.